Housing & Community Services Division

Concord is a great community and we want to do our part to make it even better for you! Our goal in the Housing and Community Services Division is to keep you informed about the City’s housing assistance programs, projects, and available resources.

Due to a public notice publishing error, the City Council will not take up its consideration of a draft ordinance on rent stabilization and just cause for eviction on November 28, 2023. Instead, the public hearing is set for Tuesday, December 12, 2023.

Earlier this year, as part of the City's 6th cycle Housing Element Update, the Concord City Council committed to adopting rent stabilization and just cause for eviction policies by the end of the year. The goal of the new regulations is to stabilize the community and minimize displacement of residents, while also allowing property owners to make a fair return on their investments.

After receiving more than five hours of public testimony on September 5 the Council provided direction to staff at meetings on September 12 and October 10 on what major elements to include in the new ordinance, which is now available for public review.

Members of the public are encouraged to review the draft ordinance as well as the staff report for this item, and come to the December 12 meeting prepared with comments responding to the draft ordinance.

View the December 12 Staff Report and Draft Ordinance here.

New Below Market-Rate Homeownership Opportunity

The City of Concord is excited to introduce a new Below-market Rate Homeownership (BMR) opportunity located within the Bancroft Grove subdivision at 1881 Whitman Road.

This newly constructed four-bedroom home is available to households earning 80% of the Area Median Income (AMI) or below. The sales price of the home is $360,000.

Household Size	4	5	6	7	8
80% Area Median Income Allowance	$112,150	$121,150	$130,100	$139,100	$148,050

LOTTERY APPLICATION DEADLINE IS 5:00 PM FRIDAY, DECEMBER 15, 2023

The home is being sold through a lottery process. An application to participate in the Bancroft BMR lottery must be submitted to the City’s Program Administrator, BAAHA, by no later than 5:00pm on Friday, December 15, 2023. Lottery will be held on December 21, 2023.

BAAHA is offering an informational workshop to be held at 6:00 PM on Tuesday, November 28. The workshop will provide additional information on Concord’s Bancroft Grove BMR and will also cover:

Homebuyer education and counseling sources
Eligibility requirements for the Concord’s FTHB and BMR Programs
Nest steps to take to access and participate in the City of Concord’s BMR and FTHB Programs

More Information:

Bancroft BMR info: https://www.myhomegateway.org/concord_whitmanbmr.html Workshop info: https://www.myhomegateway.org/concordfthb_wrkshp.htmlFor questions regarding the Bancroft Grove BMR homeownership, please contact BAAHA by email at info@myhomegateway.com.

For First Time Homebuyer Education Workshops please contact one of the agencies listed below to sign up for one of their upcoming workshops or visit BAAHA's website for a complete list of agencies.

ECHO Housing - December 2, 2023 Workshop
Balance - December 2 & December 9 Workshop
A1 Community Services - December 15 & 16 Workshop

Para información en español sobre el BMR y el taller informatico, envíe un correo electrónico a A-1 Community Housing Services a information@a1chs.org o llámenos al 510-674-9227 opción 3.

View 1881 Whitman BMR Flyer

Concord Community Resources

View listing of agencies who receive funding from the City of Concord for local resources and services in the community.

CA Mortgage Relief Program Expands Eligibility

The California Mortgage Relief Program supports homeowners who have fallen behind on their housing payments due to pandemic-related hardships. The program will help homeowners make past due housing payments - up to a maximum of $80,000 per household - by making a one-time direct payment to the mortgage servicers. Importantly, this is not a loan and will not need to be paid back.

According to a June 14 press release, the program has modified the past-due requirement to include homeowners who missed payments in the first half of 2022, expanded the income eligibility, and will now cover past-due property taxes for more homeowners.

The California Mortgage Relief Program is funded by the 2021 American Rescue Plan Act’s Homeowners Assistance Fund, and it is being run through the California Housing Finance Agency.

Learn More.