First Time Homebuyer

The City provides limited down payment assistance for the purchase of a first home, with eligibility based on income and household size. The program is designed to assist low and moderate-income households. Bay Area Affordable Homeownership Alliance (BAAHA), a non-profit organization, assists the City in administering the program. All application materials are available through BAAHA by emailing them at or calling them at 800-480-9020.


In addition to the City's First Time Homebuyer Program, the Mortgage Credit Certificate Program provides financial assistance to first time homebuyers for the purchase of a new or existing single-family home. The Program is administered by Contra Costa County.